Mumbai schools turn new page to bring in cashless transactions
Mumbai
Updated: Dec 28, 2016 09:30 IST
(HT )
The country’s move towards a cashless economy triggered by the
recent demonetisation has spurred Mumbai schools to introduce cash
cards, food coupons and mobile wallets for students to buy stationery,
snacks and beverages on campus from the upcoming academic year.
Currently, only annual or term fees are accepted online in most
schools. Students have to pay in cash to eat in the canteen or for field
trips, sports days, parties and others. But many schools are now trying
to go completely cashless.
Singapore International School at Dahisar, for instance, will bring
in a cash card system for its canteen. Students will be able to top-up
the card online.
“Boarders or day-scholars had to buy coupons by paying cash over the
counter earlier, but with the demonetisation drive, we began
contemplating a cashless system for these transactions too,” said Kaisar
Dopaishi, principal of the school.
Besides helping the school go entirely cashless, the move will help
in keeping tabs on how much students spend and limit excessive spending,
he said. “Our only concern was that kids might lose the card or it
might end up in the wrong hands,” added Dopaishi.
Another school, Jamnabai Narsee School at Juhu is working on online
payment for food coupons. Parents usually buy lunch coupons or cards at
the beginning of the year by paying cash. “We started cashless and
paperless drive three years ago,” said Zeenat Bhojabhoy, principal of
the ICSE affiliated school. “Except for food coupons, everything else
was paid through cheques, bank transfers and online.”
However, some schools are facing problems in going cashless.
Schools planning to start mobile wallet facilities for payment are
worried about maintaining payment records. “We are unsure if mobile
wallets can be integrated seamlessly into our current system of
maintaining data,” said Rohan Bhat, chairperson of the Children’s
Academy Group of Schools in Kandivli and Borivli.
Bhat said the schools have tied up with banks for fee payments. The
banks send MIS (management information system) reports regularly to
schools. These reports get directly absorbed into the school’s data
system.
“This way, we have eliminated any manual entry of data. In addition,
we can easily check if any parent has missed a payment,” Bhat said,
adding, “We are trying to find mobile wallets that can follow the same
method of keeping records.”
Parents have welcomed these initiatives as it makes fee payments
hassle-free. “I have started paying school fees online. It is very
convenient and saves time even though I am charged Rs50 to 60 more on
such transactions,” said Aayushi Potdar, a parent from Vashi.
However, education activists said they continue to receive complaints
of schools charging donations or demanding cash payments. A school in
Powai last month refused to accept cheque or online payment for sports
day. It relented and accepted online payments after parents complained
against it.
“Schools maybe charging fees online, but they are collecting lakhs of
rupees in cash as donation during admissions,” said Jayant Jain,
president of the Forum for Fairness in Education, a non-government
organisation. “The education department must probe this.”
How they are adapting to digital push
1.Singapore International School, Dahisar: From the next
academic year, it will introduce a card system for canteen and other
purchases to be made on the campus. Students will be able to top-up the
card online and then use it for buying snacks and drinks
2. Sacred Heart School, Kalyan: In September, the school
introduced online fee payment via ICICI bank. Parents can use their
credit and debit cards to pay full fees or opt for EMIs
3.Children’s Academy Group of Schools, Kandivli and Borivli:
School fees are paid online via Axis bank. But they are looking to tie
up with mobile wallets such as Paytm for small amounts charged
throughout the year for field trips, sports day, parties or other
activities
4.St Joseph’s Convent School, Bandra: School fees are paid
through Bank of India or Citizen Bank. But parents have to pay cash for
other transactions, including canteen bills
5.Jamnabai Narsee School, Juhu: The school is working on a
system to purchase food coupons online from the coming June. Parents buy
lunch coupons or cards at the beginning of the year
6. Campion School, Fort: It allows parents to pay school fees through a bank gateway, made available on the school website.
Pressure from the government:
CBSE: On December 14, the Central Board of Secondary Education
(CBSE) directed its 991 affiliated schools to start collecting fees
through cashless methods. The board has asked schools to find new ways
of online, cashless transactions, and begin it from January, 1 2017
Maharashtra education department: The state school education
department is considering making school, college and exam fee payments
cashless. On November 30, education minister Vinod Tawde got 70 members
of his staff to use State Bank of India’s ‘Buddy App’ — the bank’s
mobile wallet payment system and plans to extend this to schools soon.
Source:
http://www.hindustantimes.com/mumbai-news/mumbai-schools-turn-new-page-to-bring-in-cashless-transactions/story-SlCJV72hR2QtSHtaTBdvzL.html